Holidays and Investments

Holiday approaching, within seven days of statutory holidays, securities, futures, and gold trading markets are closed, such as the positions of investors will face some unexpected holiday somethin or peripheral risk, bank financial experts suggest the market, it might be the flow of capital to the bank . But in the meantime, “do not leave,” the financial channels are still a lot of investors if they can take advantage of, make some “holiday fee” nor difficult, yesterday, we interviewed a number of banks to collect a variety of practical holiday financial practices, as there is a demand of investors holidays financial advice. Referring to 6 Travel tips to save money and travel cheap can potentially help save money for an avid traveller.

Buy Bank short and medium term financial products
Yields rise before the holiday financial products
The end of September is also the end of the third quarter of 2013, is an important commercial bank loan ratio assessment time node. Reporters learned that, although the inter-bank market funds tense situation in each end, quarter-end will happen, but this year’s “October” holiday approaching, by quarter, “the bank capital chain tension,” “the size of credit limit” and other factors, September reflect changes in surface funds banks shibor (inter-bank offered rate) lines along the way, as of September 24, overnight bank lending rate rose to 3.61 percent, a month interbank interest rates rose to 6.11%, and the more approaching end of the quarter up trend more obvious.
Bank financial products revenue associated with this will also rise, before the holidays, investors may be idle funds to purchase the bank’s financial products, get a stable high income.
Reporters learned from a number of banks in Foshan, several banks to launch ultra-short-term financial products in the pre-holiday, the main feature is a short time, flexible funding, risk and return is higher than demand deposits, so it is suitable for a large short-term idle funds investments person.
According to reports, the Fund’s short-term financial subscribe threshold with the IMF at the same level, while there are 7 days, 14 days, 30 days, and other operational cycle for investors to choose. If investors pay more attention to liquidity and capital requirements for yield is not very high, short-term financial fund is a good channel for holiday financial management.
Weapon: pay attention subscription period
Bank financial planner reminder, short-term financial products is large idle funds during the holidays more suitable investment channels, although short-term financial products, the risk level is low, but most are non-guaranteed product, so investors can not be cut in the choice of a short time due to earnings high and blind configurations.
However, note that, in selecting financial products, be sure to pay attention to the subscription period, the subscription period or even some financial products across eleven holiday, which means that the holiday period is the financial product can not bring any gains for investors the.

Office workers how to quickly get started investment

Office workers how to quickly get started investment?

 
Frequently asked question: ” I ​​want to learn finance and investment , how do I start ? ” This is the office workers frequently asked questions , as workers in the company busy during the day turned , always want to go home to rest , for time to learn to use outside of work always know how to get started right , this article is to help you quickly embarked on the road of finance and investment .

Workers to start learning how to manage money?

The first step is to learn to change, change has been finalized rigid lifestyle: punch work , from work to play computer , the Internet or watching TV.

Let’s think about what is common daytime office workers work content ? That are used in stone after a day of work and life are in charge of instigation to instigate go do things for a long time . Some people may wonder ? I work are very active … I also believe that many people are ! But you will not be able to overthrow a fact : there above you in charge ? Top executives in charge there ? Of course, we are all one level of being ordered . The size of the company as a bunch of gear and turn to each other , the relationship will see through the layers of positioning itself in the company , as well as status .

Therefore, the first step is to change, to be awakened , because active learning environment to work in investment banking who are a minority, but there are people who learn better intentions and it is few and far between , so if you do not have a strong awareness to learn investment banking , most people will still continue to be pulled back over the daily routine.

In addition to changing the use of your time , and the other is to add your circle of friends . Man is a natural population of animals , when your heart does not have a strong belief that it is natural to return to the original group , as long as certain groups stronger capability , you own it stronger ; Conversely of course , you’re in not a common finance and investment environment, how do you learn financial management. This raises a question that :

Excuse me , do you want to work through the financial future can not live a life ? Think !

That then ask, around you will be able to rely on financial retirement a few people ? ( Usually no ) yes you familiar with them? ( Often unfamiliar ) or ask at work are more practical : Do you think my colleagues around you have the opportunity to become rich by the wealth of the number ? Remember: people are groups of animals, ability groups will directly affect your own ability , so-called ” feather flock together , people in groups , knows nothing, doubts nothing .” This is my own childhood to now has been proven thing, whether it is reading or finance money.

Investment Quotes

An investment in knowledge pays the best interest.

Price is what you pay; value is what you get.’
Whether we’re talking about socks or stocks,
I like buying quality merchandise when it is marked down.

It’s nice to have a lot of money, but you know,
you don’t want to keep it around forever.
I prefer buying things.
Otherwise, it’s a little like saving sex for your old age.

Behind every stock is a company.
Find out what it’s doing.

Risk is what’s left over
when you think you’ve thought of everything.

There are only two kinds of forecasters
– those who don’t know and those who don’t know they don’t know.