Holiday approaching, within seven days of statutory holidays, securities, futures, and gold trading markets are closed, such as the positions of investors will face some unexpected holiday somethin or peripheral risk, bank financial experts suggest the market, it might be the flow of capital to the bank . But in the meantime, “do not leave,” the financial channels are still a lot of investors if they can take advantage of, make some “holiday fee” nor difficult, yesterday, we interviewed a number of banks to collect a variety of practical holiday financial practices, as there is a demand of investors holidays financial advice. Referring to 6 Travel tips to save money and travel cheap can potentially help save money for an avid traveller.

Buy Bank short and medium term financial products
Yields rise before the holiday financial products
The end of September is also the end of the third quarter of 2013, is an important commercial bank loan ratio assessment time node. Reporters learned that, although the inter-bank market funds tense situation in each end, quarter-end will happen, but this year’s “October” holiday approaching, by quarter, “the bank capital chain tension,” “the size of credit limit” and other factors, September reflect changes in surface funds banks shibor (inter-bank offered rate) lines along the way, as of September 24, overnight bank lending rate rose to 3.61 percent, a month interbank interest rates rose to 6.11%, and the more approaching end of the quarter up trend more obvious.
Bank financial products revenue associated with this will also rise, before the holidays, investors may be idle funds to purchase the bank’s financial products, get a stable high income.
Reporters learned from a number of banks in Foshan, several banks to launch ultra-short-term financial products in the pre-holiday, the main feature is a short time, flexible funding, risk and return is higher than demand deposits, so it is suitable for a large short-term idle funds investments person.
According to reports, the Fund’s short-term financial subscribe threshold with the IMF at the same level, while there are 7 days, 14 days, 30 days, and other operational cycle for investors to choose. If investors pay more attention to liquidity and capital requirements for yield is not very high, short-term financial fund is a good channel for holiday financial management.
Weapon: pay attention subscription period
Bank financial planner reminder, short-term financial products is large idle funds during the holidays more suitable investment channels, although short-term financial products, the risk level is low, but most are non-guaranteed product, so investors can not be cut in the choice of a short time due to earnings high and blind configurations.
However, note that, in selecting financial products, be sure to pay attention to the subscription period, the subscription period or even some financial products across eleven holiday, which means that the holiday period is the financial product can not bring any gains for investors the.